Pre-adverse notice
The employer may send a notice, report copy, and Summary of Rights before a final decision.
Adverse action
What adverse action notices mean.
If an employer may take a negative employment action based on a background check, the FCRA generally requires a notice path that gives the candidate report information and a chance to review or dispute.
Checklist
Start here.
Candidate review
Review the report and dispute inaccurate or incomplete information as soon as possible.
Employer decision
The employer considers its policy, the role, applicable law, and any dispute outcome.
Final notice
If the decision stands, the employer may send a final adverse action notice.
Guide
What to know.
Information Direct does not decide employment outcomes
Information Direct provides reports and support. Employers are responsible for individualized review, notices, final decisions, and legal compliance.
Fair chance and state rules
Some states and cities have additional fair chance requirements. Candidates in California, New York City, and other jurisdictions may have extra notice or timing rights.
Dispute quickly if needed
If you believe an item is wrong, submit a dispute as soon as you receive the report or pre-adverse notice so the reinvestigation path can begin.
FAQ
Common questions
Does a pre-adverse notice mean I was rejected?
Not always. It means the employer may be considering report information before making a final decision.
Who sends adverse action notices?
The employer usually sends notices. Information Direct may provide workflow support or templates, but the employer remains responsible for the decision.
Can I dispute after a final notice?
You can still dispute inaccurate or incomplete information. Contact Information Direct using the report instructions.